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Grogan's
Mill Village Association Newsletter
August 31, 2009
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Greetings!
The GMVA Board would like to welcome our
new subscribers.
We are interested in your concerns and comments.
Please let us know what we should do to make Grogan's
Mill a more vibrant community. Send your comments
to: suggestions@gmva.org.
Pass It On: If you find this newsletter of value,
please pass it on to your friends and neighbors.
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Are You in the new Floodplain?
How you can find out and what you can
do. YOU NEED TO ACT TODAY IF YOU
ARE AFFECTED
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Are you in the FLOODPLAIN? How you can find out and what you can do about it.
The Neighborhood News section of the
Chronicle on August 27th had a
story describing the
new floodplain map being issued by FEMA.
In the proposed new floodplain
much of Grogan's Point and areas
in High Oaks are shown as subject to
flooding. Some streets such as
Meadow Rue, Fawn Lily, Moonvine, and
South Wildwind are pretty close to the
floodplain.
Bob Leilich, a GMVA Board Member who
lives in GP, along with some of his
neighbors has hired a profession surveyor
to show that their homes were three
feet above the new floodplain levels
set by FEMA, saving them from the stigma
of being in a flood plain.
If you are now shown as being in
the floodplain the resale value of your
home will probably be impacted. If
you are near a floodplain you may have
a problem. If you are in the new floodplain
you will need to protest the new map,
by having your own survey done, or
get flood insurance.
If a home or business
is in the flood plain most
mortgage companies require
flood insurance. If
you are near the flood plain
it may be wise to get it
anyway since coverage is
not expensive and you are
grandfathered into
the lower rartes. other
home owners insurance does
not typically cover flood
damage. If you want
to find out how you home
is rated you can visit Floodsmart,
enter your address in the
left column and it
will tell you your designated
risk of flooding. It
will also give you a
list of agents who sell
flood insurance and an idea
of what it will cost on
an annual basis.
If you are shown as being
in a low-moderate flood
risk area you can get a
low cost Preferred Rate
policy. A $250,000
home can be fully insured,
along with a $100,000 in
contents for $326 annually.
If you are interested in
purchasing insurance you
can contact Mary Brunson,
the State Farm Agent in
the GM shopping Center at 281
367-2797 or mary.brunson.b3yn@statefarm.com or
go to your existing home
insurer. The flood
insurance is a federal program
but it is administered by
private insurance companies.
If you have both your homeowners
insurance and flood insurance with the
same organization you would have just
the one claims adjuster to deal with
if you had a problem.
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| Village
Association Roles to Change in 2010
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The Woodlands Township adopted guidelines
Aug. on the expanded role of the village associations
in 2010, when the two homeowner associations
-The Woodlands Community Association and The
Woodlands Association - are disbanded.
Read
more here . . .
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